Certificates of Deposit
Interest Rates and Annual Percentage Yields are current as of 04/12/2024.
All CD Terms eligible for IRA accounts.
CD Specials
| CD Term | Interest Rate | Annual Percentage Yield |
|---|
|
11 Months Special
|
4.90%
|
4.91%
|
|
13 Months New Money Special*
$10,000.00 minimum balance to open account
*Funds currently not on deposit at North Star Bank
|
5.10%
|
5.20%
|
|
20 Months New Money Special*
$10,000.00 minimum balance to open account
*Funds currently not on deposit at North Star Bank
|
4.95%
|
5.04%
|
Minimum balance to open account $2,500.00
A penalty may be imposed for early withdrawal.
Rates reviewed weekly and subject to change without notice.
All CD Terms eligible for IRA accounts.
Certificates of Deposit
| CD Term | Interest Rate | Annual Percentage Yield |
|---|
| 30-181 Days |
0.35%
|
0.35%
|
| 182-364 Days |
0.75%
|
0.75%
|
| 12-17 Months |
2.00%
|
2.02%
|
| 18-23 Months |
2.10%
|
2.12%
|
| 24-35 Months |
2.20%
|
2.22%
|
|
36-59 Months
|
2.35%
|
2.37%
|
|
60+ Months
|
2.35%
|
2.37%
|
Minimum balance to open account $500.00
A penalty may be imposed for early withdrawal.
Rates reviewed weekly and subject to change without notice.
Checking Rates
| Account Type | Interest Rate | Annual Percentage Yield |
|---|
|
Interest Plus Checking
Daily Balances up to $19,999.99
|
0.20%
|
0.20%
|
|
Interest Plus Checking
Daily Balances of $20,000.00-10,000,000.00
|
0.30%
|
0.30%
|
|
55 Grand Checking
Daily Balances up to $19,999.99
|
0.20%
|
0.20%
|
|
55 Grand Checking
Daily Balances of $20,000.00-10,000,000.00
|
0.30%
|
0.30%
|
|
Employee Benefit Checking
Daily Balances up to $19,999.99
|
0.20%
|
0.20%
|
|
Employee Benefit Checking
Daily Balances of $20,000.00-10,000,000.00
|
0.30%
|
0.30%
|
|
ExecuStar Checking
Daily Balances up to $49,999.99
|
0.35%
|
0.35%
|
|
ExecuStar Checking
Daily Balances of $50,000.00-99,999.99
|
0.45%
|
0.45%
|
|
ExecuStar Checking
Daily Balances of $100,000.00-10,000,000.00
|
0.55%
|
0.55%
|
Minimum balance to open account $100.00
The interest rate and annual percentage yield may change after account opening.
Daily balance is the amount of the principal in the account each day.
Savings Rates
| Account Type | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|
|
Regular Savings
Daily Balances of $50.00-10,000,000.00
|
$50.00
|
0.40%
|
0.40%
|
|
Money Market Savings
Daily Balances up to $2,499.99
|
$1000.00
|
0.90%
|
0.90%
|
|
Money Market Savings
Daily Balances of $2,500.00-24,999.99
|
$1000.00
|
1.00%
|
1.00%
|
|
Money Market Savings
Daily Balances of $25,000.00-10,000,000.00
|
$1000.00
|
1.10%
|
1.11%
|
|
Five Star Money Market Savings
Daily Balances up to $4,999.99
|
$5000.00
|
1.20%
|
1.21%
|
|
Five Star Money Market Savings
Daily Balances of $5,000.00-24,999.99
|
$5000.00
|
1.30%
|
1.31%
|
|
Five Star Money Market Savings
Daily Balances of $25,000.00-10,000,000.00
|
$5000.00
|
1.40%
|
1.41%
|
|
ExecuStar Money Market Savings
Daily Balances up to $49,999.99
|
$50,000.00
|
3.25%
|
3.29%
|
|
ExecuStar Money Market Savings
Daily Balances of $50,000.00-99,999.99
|
$50,000.00
|
3.30%
|
3.34%
|
|
ExecuStar Money Market Savings
Daily Balances of $100,000.00-149,999.99
|
$50,000.00
|
3.35%
|
3.39%
|
|
ExecuStar Money Market Savings
Daily Balances of $150,000.00-10,000,000.00
|
$50,000.00
|
3.40%
|
3.44%
|
|
Star Savers Account
Daily Balances of $25.00 and up
|
$25.00
|
0.45%
|
0.45%
|
|
Health Savings Account*
Daily Balances up to $999.99
|
$100.00
|
0.30%
|
0.30%
|
|
Health Savings Account*
Daily Balances of $1,000.00-9,999.99
|
$100.00
|
0.40%
|
0.40%
|
|
Health Savings Account*
Daily Balances of $10,000.00-10,000,000.00
|
$100.00
|
0.50%
|
0.50%
|
|
IRA Money Market Savings
Daily Balances up to $2,499.99
|
$50.00
|
0.90%
|
0.90%
|
|
IRA Money Market Savings
Daily Balances of $2,500.00-24,999.99
|
$50.00
|
1.00%
|
1.00%
|
|
IRA Money Market Savings
Daily Balances of $25,000.00- $10,000,000.00
|
$50.00
|
1.10%
|
1.11%
|
Fees could reduce the earnings on the account.
*North Star Bank offers Health Savings Accounts for Individual and Family Plans.
Interest Rates and Annual Percentage Yields are current as of 04/12/2024.
For current rate information call (651) 489-8811 or (651) 429-4531.
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