Certificates of Deposit
Interest Rates and Annual Percentage Yields are current as of 12/1/2024. All CD Terms eligible for IRA accounts.
CD Specials
CD Term | Interest Rate | Annual Percentage Yield |
07 Months Special
|
4.30%
|
4.34%
|
11 Months Special
|
4.05%
|
4.06%
|
20 Months Special
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3.80%
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3.86%
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Minimum balance to open account $2,500.00 A penalty may be imposed for early withdrawal. Rates reviewed weekly and subject to change without notice.
All CD Terms eligible for IRA accounts.
Certificates of Deposit
CD Term | Interest Rate | Annual Percentage Yield |
30-181 Days |
0.35%
|
0.35%
|
182-364 Days |
0.75%
|
0.75%
|
12-17 Months |
2.00%
|
2.02%
|
18-23 Months |
2.10%
|
2.12%
|
24-35 Months |
2.20%
|
2.22%
|
36-59 Months
|
2.35%
|
2.37%
|
60+ Months
|
2.35%
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2.37%
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Minimum balance to open account $500.00 A penalty may be imposed for early withdrawal. Rates reviewed weekly and subject to change without notice.
Checking Rates
Account Type | Interest Rate | Annual Percentage Yield |
Interest Plus Checking Daily Balances up to $19,999.99
|
0.20%
|
0.20%
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Interest Plus Checking Daily Balances of $20,000.00-10,000,000.00
|
0.30%
|
0.30%
|
55 Grand Checking Daily Balances up to $19,999.99
|
0.20%
|
0.20%
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55 Grand Checking Daily Balances of $20,000.00-10,000,000.00
|
0.30%
|
0.30%
|
Employee Benefit Checking Daily Balances up to $19,999.99
|
0.20%
|
0.20%
|
Employee Benefit Checking Daily Balances of $20,000.00-10,000,000.00
|
0.30%
|
0.30%
|
ExecuStar Checking Daily Balances up to $49,999.99
|
0.35%
|
0.35%
|
ExecuStar Checking Daily Balances of $50,000.00-99,999.99
|
0.45%
|
0.45%
|
ExecuStar Checking Daily Balances of $100,000.00-10,000,000.00
|
0.55%
|
0.55%
|
Minimum balance to open account $100.00 The interest rate and annual percentage yield may change after account opening. Daily balance is the amount of the principal in the account each day.
Savings Rates
Account Type | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
Regular Savings Daily Balances of $50.00-10,000,000.00
|
$50.00
|
0.40%
|
0.40%
|
Money Market Savings Daily Balances up to $2,499.99
|
$1000.00
|
0.90%
|
0.90%
|
Money Market Savings Daily Balances of $2,500.00-24,999.99
|
$1000.00
|
1.00%
|
1.00%
|
Money Market Savings Daily Balances of $25,000.00-10,000,000.00
|
$1000.00
|
1.10%
|
1.11%
|
Five Star Money Market Savings Daily Balances up to $4,999.99
|
$5000.00
|
1.20%
|
1.21%
|
Five Star Money Market Savings Daily Balances of $5,000.00-24,999.99
|
$5000.00
|
1.30%
|
1.31%
|
Five Star Money Market Savings Daily Balances of $25,000.00-10,000,000.00
|
$5000.00
|
1.40%
|
1.41%
|
ExecuStar Money Market Savings
Daily Balances up to $49,999.99
|
$50,000.00
|
2.90%
|
2.93%
|
ExecuStar Money Market Savings
Daily Balances of $50,000.00-99,999.99
|
$50,000.00
|
2.95%
|
2.99%
|
ExecuStar Money Market Savings
Daily Balances of $100,000.00-149,999.99
|
$50,000.00
|
3.00%
|
3.03%
|
ExecuStar Money Market Savings
Daily Balances of $150,000.00-10,000,000.00
|
$50,000.00
|
3.05%
|
3.09%
|
Star Savers Account Daily Balances of $25.00 and up
|
$25.00
|
0.45%
|
0.45%
|
Health Savings Account* Daily Balances up to $999.99
|
$100.00
|
0.30%
|
0.30%
|
Health Savings Account* Daily Balances of $1,000.00-9,999.99
|
$100.00
|
0.40%
|
0.40%
|
Health Savings Account* Daily Balances of $10,000.00-10,000,000.00
|
$100.00
|
0.50%
|
0.50%
|
IRA Money Market Savings Daily Balances up to $2,499.99
|
$50.00
|
0.90%
|
0.90%
|
IRA Money Market Savings Daily Balances of $2,500.00-24,999.99
|
$50.00
|
1.00%
|
1.00%
|
IRA Money Market Savings Daily Balances of $25,000.00- $10,000,000.00
|
$50.00
|
1.10%
|
1.11%
|
Fees could reduce the earnings on the account. *North Star Bank offers Health Savings Accounts for Individual and Family Plans. Interest Rates and Annual Percentage Yields are current as of 12/1/2024.
For current rate information call (651) 489-8811 or (651) 429-4531.
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