Compare Our Business Checking Accounts
| Account Type | Regular Business Checking | Small Business Checking | Business Interest Checking | Non-Profit Interest Checking |
|---|
|
Minimum Opening Deposit
|
$100.00
|
$100.00
|
$100.00
|
$100.00
|
|
Minimum Balance Required
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
|
Monthly Service Fee
|
$15.00
|
$6.00
|
$10.00
|
$6.00
|
|
Interest
|
None
|
None
|
Compounded
Monthly
|
Compounded
Monthly
|
Regular Business Checking
Our regular business account offers convenient, full-service checking with very reasonable service charges.
- Month-end statement cut-off
- Monthly service charge of $15.00
- Checks and debits are .15¢ each
- Deposits are .25¢ each
- Deposited items are .05¢ each from a North Star Bank account or .12¢ each if from another bank
- Deposited items returned unpaid are $5.00 each
These fees are then offset by an earnings credit, based on current market conditions, on your average collected balance, less the reserve requirement.
- Business Debit/ATM Card available
- Free coin counting
- Free change order requests
- Cash Management or Internet Banking is available
- teleSTAR™ 24 Hour Phone Bank
Business Interest Checking
Earn interest on your business checking balances, available to sole proprietorships.
- Month-end statement cut-off
- No minimum balance required
- Monthly service fee of $10.00
- Checks and debits are .15¢ each
- Deposited items returned unpaid are $5.00 each
- Cash Management or Internet Banking is available
- Business Debit/ATM Card is available
- Free coin counting
- Free change order requests
- teleSTAR™ 24 Hour Phone Bank
Small Business Checking
Our basic business checking account that is ideal for small or start-up businesses that do not write or process many checks.
- No minimum balance required
- Monthly service charge of $6.00
- 25 checks/debits FREE per month; then .25¢ each after 25
- Deposits are FREE
- Deposited items returned unpaid are $5.00 each
- Business Debit/ATM Card is available
- Internet Banking is available
- Free coin counting
- Free change order requests
- teleSTAR™ 24 Hour Phone Bank
Non-Profit Interest Checking
This interest checking package is available to government, charitable, civic, religious, and educational organizations.
- Month-end statement cut-off
- No minimum balance required
- Monthly service fee of $6.00
- Checks are .15¢ each
- Deposited items returned unpaid are $5.00 each
These fees are then offset by an interest earnings credit, based on current market conditions, on your average collected balance, less the reserve requirement. If the fees are higher than the interest earnings credit, no interest will be paid to the account.
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