Personal Loans

Whether you need to consolidate all of your credit card bills or need to make a major purchase, North Star Bank has a variety of terms and rates on an installment loan to fit your individual needs.


General Purpose Loans

We have loans for vacations, education, IRA investment, and any other worthwhile purpose.

Vehicle Loans

Competitive interest rates and customized payments on new and used cars, vans, light trucks, boats, recreational vehicles and motor homes.

Automatic Loan Payment

You may deduct your loan payment from your North Star Bank checking or savings account for a predictable, hassle-free payment.

Home Equity Loans

North Star Bank can help you take advantage of your home’s equity with a home equity loan. Whether you are making home improvements, taking a dream vacation or funding your child’s education, a home equity loan is an affordable way to meet your goals.


Apply today for overdraft protection using an unsecured line of credit attached to your personal checking account. You may simply write yourself a loan by writing a check.

Loan -vs- Line

Home Equity Loans are traditional, installment loans with fixed rates and payment schedules. These loans provide a great way to use the equity in your home for a variety of financial needs. North Star Bank offers home equity loans with competitive rates, terms, and potential tax advantages/interest deductions.

Home Equity Lines are available when you need them and provide flexible payment options. North Star Bank offers revolving lines with competitive rates. These lines of credit are available to those with qualifying equity in their home. Home Equity Lines may be used to consolidate debt, to purchase a new automobile, to make home improvements or for any other purpose.

Many financial advisors recommend using the equity in your home as an ideal way to take advantage of your borrowing power. In addition, the interest you pay on a home equity loan may be tax deductible. Please consult a tax advisor. 


Ready to get started?

Start your loan inquiry online, stop in, or call for a credit application. You can expect a quick decision, usually within 24 hours of receipt of your application. Simply talk to one of our Loan Officers about a customized loan from North Star Bank.

Contact Us Visit a Branch


Back to Top